
After COVID-19, consumer confidence in Europe continues to decline. We must recognize the reality that motor insurance is no longer the main driver of growth for property and casualty insurance. Instead, agricultural insurance, liability insurance, and health insurance are gradually becoming new engines driving growth in the property and casualty insurance market. However, the explosive growth of new energy vehicles is indirectly driving the demand for new energy vehicle insurance. With the two factors intersecting, the car insurance market has arrived at a crossroads of development, and uncertainty about future market developments is increasing. As a car owner, I am